FHA Mortgage Calculator

Home Price

Down Payment %

Loan Term (years)

Interest Rate % (annual)

Annual Tax % of Price

Annual Home Insurance ($)

Monthly HOA ($)

Up-Front MIP %

Annual MIP %

MIP Base Apply annual MIP on Base Loan (excludes UFMIP)

Results

Purchase Price$0

Down Payment$0

LTV0%

Base Loan (Price − Down)$0

Up-Front MIP @ 1.75%$0

Total Loan (Financed UFMIP)$0

Monthly Principal & Interest$0

Monthly Taxes$0

Monthly Insurance$0

Monthly HOA$0

Monthly MIP @ 0.55%$0

Estimated Total Monthly Payment$0

P&I uses the standard fixed-rate amortization formula. Monthly MIP is computed as (Annual MIP % × MIP Base) ÷ 12.